Last updated: March 14, 2024

INTRODUCTION

PayFiniti, LLC and Genesis Gaming Solutions, Inc. (“we” or “us” or “our”) respect the privacy of our users. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit and/or use our websites and the PayFiniti mobile application, including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the “Site”). Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the mobile application or site.

We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you about any changes by updating the “Last Updated” date of this Privacy Policy. Any changes or modifications will be effective immediately upon posting the updated Privacy Policy on the mobile application and site, and you waive the right to receive specific notice of each such change or modification.

You are encouraged to periodically review this Privacy Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Privacy Policy by your continued use of the Site after the date such revised Privacy Policy is posted.

COLLECTION OF YOUR INFORMATION

We may collect information about you in a variety of ways. The information we may collect on the mobile application and site includes:

I. Personal Data

Personally identifiable information, such as your name, address, email address, telephone number, date of birth, and other information that you voluntarily give to us when you register with PayFiniti or when you choose to participate in various activities related to the mobile application and/or site. You are under no obligation to provide us with personal information of any kind, however your refusal to do so may prevent you from opening a PayFiniti E-Wallet Account and/or using key features of the mobile application and site.

II. Derivative Data

Information our servers automatically collect when you access the mobile application and site, such as your IP address, your browser type, your operating system, and your access timesIf you are using the PayFiniti mobile application, this information may also include your device name and type, your operating system, your phone number, your country and other interactions with the application via server log files, as well as any other information you choose to provide.

III. Financial Data

Financial information, such as data related to your payment methods (e.g. full or masked bank account number, routing number and bank name) that we may collect when you authorize transactions or transfers to/from the PayFiniti mobile application. We store limited financial information. All financial information is stored by our third-party payment processors, Certegy, ForumPay and TransCard and you are encouraged to review their privacy policy and contact them directly for responses to your questions.

IV. Mobile Device Data

Device information, such as your mobile device ID, model, and manufacturer, and information about the location of your device, if you access the mobile application or site from a mobile device.

V. Third-Party Data

Information from third parties, such as personal information, if you connect your PayFiniti E-Wallet Account to the third party and grant the mobile application or site permission to access this information.

VI. Mobile Application Information

If you connect using our mobile application:

• Mobile Device Access. We may request access or permission to certain features from your mobile device, including your mobile device’s Bluetooth, calendar, camera, contacts, microphone, reminders, sensors, SMS messages, storage, and other features. If you wish to change our access or permissions, you may do so in your device’s settings.

• Mobile Device Data. We may collect device information (such as your mobile device ID, model and manufacturer), operating system, version information and IP address.

USE OF YOUR INFORMATION

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the mobile application and site to:

• Compile anonymous statistical data and analysis for use internally or with third parties.

• Create and manage your account.

• Email you regarding your account.

• Manage payments, and other transactions related to the mobile application and site.

• Generate a personal profile about you to make future visits to the mobile application and site more efficient and productive.

• Increase the efficiency and operation of the mobile application and site.

• Monitor and analyze usage and trends to improve your experience with the mobile application and site.

• Notify you of updates to the mobile application and site.

• Perform other business activities as needed.

• Prevent fraudulent transactions, monitor against theft, and protect against criminal activity.

• Assist law enforcement and respond to subpoena.

• Process payments and refunds.

• Request feedback and contact you about your use of the mobile application and site.

• Resolve disputes and troubleshoot problems.

• Respond to customer service requests.

• Solicit support for the mobile application and site.

DISCLOSURE OF YOUR INFORMATION

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

I. By Law or to Protect Rights

If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation. This includes exchanging information with other entities for fraud protection and credit risk reduction.

II. Third-Party Service Providers

We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.

III. Affiliates

We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include our parent company and any subsidiaries, joint venture partners or other companies that we control or that are under common control with us.

IV. Other Third Parties

We may share your anonymous data with investors for the purpose of conducting general business analysis.

V. Sale or Bankruptcy

If we reorganize or sell all or a portion of our assets, undergo a merger, or are acquired by another entity, we may transfer your information to the successor entity. If we go out of business or enter bankruptcy, your information would be an asset transferred or acquired by a third party. You acknowledge that such transfers may occur, and that the transferee may decline honor commitments we made in this Privacy Policy.

We are not responsible for the actions of third parties with whom you share personal or sensitive data, and we have no authority to manage or control third-party solicitations. If you no longer wish to receive correspondence, emails or other communications from third parties, you are responsible for contacting and notifying the third party directly.

TRACKING TECHNOLOGIES

Cookies & Web Beacons

We may use cookies, web beacons, tracking pixels, and other tracking technologies on the mobile application and site to help customize and improve your experience. When you access the mobile application or site, your personal information is not collected through the use of tracking technology. Most browsers are set to accept cookies by default. You can remove, adjust, or reject cookies, however be aware that such action could affect the availability and functionality of the mobile application or site. You may not decline web beacons. However, they can be rendered ineffective by declining all cookies or by modifying your web browser’s settings to notify you each time a cookie is tendered, permitting you to accept or decline cookies on an individual basis.

Website & Email Analytics

We may also partner with selected third-party vendors, Google Analytics, and others to allow tracking technologies on the mobile application and site through the use of first party cookies and third-party cookies, to, among other things, analyze and track users’ use of the mobile application and site, determine the popularity of certain content and better understand online activity. By accessing the mobile application and site, you consent to the collection and use of your information by these third-party vendors. You are encouraged to review their privacy policy and contact them directly for responses to your questions. We do not transfer personal information to these third-party vendors.

You should be aware that getting a new computer, installing a new browser, upgrading an existing browser, or erasing or otherwise altering your browser’s cookies files may also clear certain opt-out cookies, plug-ins, or settings.

THIRD-PARTY WEBSITES

The mobile application and site may contain links to third-party websites and applications of interest, including advertisements and external services, that are not affiliated with us. Once you have used these links to leave our mobile application or site, any information you provide to these third parties is not covered by this Privacy Policy, and we cannot guarantee the safety and privacy of your information. Before visiting and providing any information to any third-party websites, you should inform yourself of the privacy policies and practices (if any) of the third party responsible for that website, and should take those steps necessary to, in your discretion, protect the privacy of your information. We are not responsible for the content or privacy and security practices and policies of any third parties, including other sites, services or applications that may be linked to or from the mobile application or site.

SECURITY OF YOUR INFORMATION

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, we cannot guarantee complete security if you provide personal information.

POLICY FOR CHILDREN OR MINORS

Our products are designed for adults only. We do not solicit information from, or market to children/minors, or consumers under the age of 18. If you become aware of any data we have collected from children or consumers under the age of 18, please contact us using the contact information provided below.

OPTIONS REGARDING YOUR INFORMATION

Account Information

You may at any time review or change the information in your PayFiniti E-Wallet Account or terminate your account by:

• Logging into your PayFiniti account and updating your account information.

• Contacting us using the contact information provided below.

Upon your request to terminate your PayFiniti E-Wallet Account, we will deactivate or delete your account and information from our active databases. However, some information may be

retained in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use, and/or comply with legal requirements.

Email & Text Communications

If you no longer wish to receive correspondence, emails, or other communications from us, you may opt-out by:

• Noting your preferences at the time you register your PayFiniti E-Wallet Account with the mobile application or site.

• Logging into your account settings and updating your preferences.

• Responding “STOP” to a text message from us. After you send the SMS message “STOP” to us, we will send you an SMS to confirm that you have been unsubscribed.

• Clicking the “UNSUBSCRIBE” link in the footer of any email from us.

• Contacting us using the contact information provided below.

If you no longer wish to receive correspondence, emails, or other communications from third parties, you are responsible for contacting the third party directly.

CALIFORNIA PRIVACY RIGHTS

California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.

If you reside in California and have a registered account with the mobile application or site, you have the right to request removal of unwanted data that you publicly submit to the mobile application and/or site. To request removal of such data, please contact us using the contact information provided below, and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the mobile application or site, but please be aware that the data may not be completely or comprehensively removed from our systems.

CONTACT US

If you have questions or comments about this Privacy Policy, please contact us at:

PayFiniti, LLC

Genesis Gaming Solutions, Inc.

28420 Hardy Roll Rd. Suite 225

Spring, TX 77373

Email: [email protected]